Medicare Part B (Medical Insurance) helps cover medically-necessary services like doctors’ services and outpatient care and is not a Social Security benefit. Medicare Part B does not directly cover any of the services at a RNHCI such as the BA.
We are often asked why Christian Scientists might enroll in Part B.
- Medigap Insurance (a type of private health insurance) usually requires Part B.
Spouses and family members often request that their CS family member be covered by Part B
If a Christian Scientist elected to have a bone set by a physician – that would be a Part B coverage
If a Christian Scientist were taken against their will to a hospital (911 called by a neighbor or good Samaritan), Part B coverage could pay
The Cost of Part B:
The standard premium is $ 99.00 each month – deducted from your social security payment.
If income is above a certain amount, you pay more. They look at your modified adjusted gross income from your IRS tax return from 2 years ago (the most recent tax return information provided to SS by the IRS). Increases from $99.00 each month if you are above $85,000 as an individual or above $170,000 filing jointly
Late Enrollment Penalties:
You can enroll later. But depending on how much later, and the circumstances delaying enrollment, there may be a penalty.
The booklet, Welcome to Medicare, covers this in detail. For more information about Medicare please go to: www.medicare.gov.